What You Need to Know About Insuring Your Cottage
Most of us love to get away occasionally and for many Canadians, a cottage or a vacation property makes the perfect home away from home. Cottage insurance is often on a different policy type (i.e. named perils or broad form) than your homeowner's insurance...
Understanding Business Interruption Insurance
If you own or run a business, you already know how important it is to have property insurance — and especially liability insurance. But what do you do if a property insurance claim forces your business to close temporarily? Revenue drops to zero. Often, payroll still...
Distracted Driving Risks
DWI and DUI risks get all the headlines, but distracted driving can be just as dangerous in many situations. For too many of us, driving can become secondary to other things we’re doing while driving, such as reading, fiddling with smartphones, eating, shaving, or...
One in five road crashes in Ontario involves a transport truck.
Statistics show that transport truck-related crashes continue to take a significant toll on human life on Ontario roads, with one in five road crashes involving large commercial vehicles. Among the 1,342 fatal motor vehicle collisions on OPP-patrolled roads between...
It’s Flood Season — Coverage When it Comes to Water Damage
With the increasing frequency of severe storms there has been substantial concern around weather related insurance coverage. What is covered and what is not covered? Most homes today have basements that have been transformed into living areas. As a result, in most...