Auto Accident Benefits
Self-Assessment Quiz

This checklist is designed to help you identify which optional accident benefits may be right for you or
others covered under your policy.

You can use it to better understand your coverage needs and explore options available to you.

Before you begin:
If you have a private or workplace benefits plan, you may already have coverage for some of the following
benefits. Before making changes to the optional benefits on your auto insurance policy, review your existing
workplace or private plan or speak with your benefits advisor to confirm that you have appropriate coverage.
This tool is for informational purposes only and does not make changes to your policy.

If you’d like to review or update your coverage, please contact our team at 905-668-5823 or
[email protected]. Any changes must be confirmed by a licensed broker at Bowman & Gibson Ltd.

This field is for validation purposes and should be left unchanged.

This checklist is designed to help you identify which optional accident benefits may be right for you or others covered under your policy.

You can use it to better understand your coverage needs and explore options available to you.

Before you begin:
If you have a private or workplace benefits plan, you may already have coverage for some of the following benefits. Before making changes to the optional benefits on your auto insurance policy, review your existing workplace or private plan or speak with your benefits advisor to confirm that you have appropriate coverage.

This tool is for informational purposes only and does not make changes to your policy.

If you’d like to review or update your coverage, please contact our team at 905-668-5823 or [email protected]. Any changes must be confirmed by a licensed broker at Bowman & Gibson Ltd.

Answer each question below with Yes or No based on your situation.

Name(Required)
Do you rely on your employment income to support yourself or others?(Required)
If you were injured, would you lack disability coverage?(Required)
Are you a student, unemployed, or retired?(Required)
Would an injury affect your ability to live independently or pursue education?(Required)
Are you the primary caregiver for children, aging parents, or disabled family members?(Required)
Are you a single parent?(Required)
Are you a full or part-time student?(Required)
Do your family members live far away?(Required)
Would your family need to visit you if you were seriously injured?(Required)
Would you need help with housekeeping or home maintenance if injured?(Required)
Do you regularly carry valuable items (glasses, hearing aids, etc.)?(Required)
Would replacing those items be costly if damaged?(Required)
Would your family need financial support if you passed away in an auto accident?(Required)
Do you lack life insurance or funeral expense coverage?(Required)
Would your family struggle to cover funeral expenses?(Required)
Do you think standard medical or rehab coverage may not be enough?(Required)
Do you have higher health needs or limited access to care?(Required)
Do you have children or dependants who rely on you?(Required)
Would an injury prevent you from working and caring for dependants?(Required)
Are you concerned about inflation reducing benefit value?(Required)
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